Simply described, loans that are not insured or guaranteed by any federal government programs such as Federal Housing Administration or Veterans Administration loans.

Conventional loans are the most flexible with many different loan types, loan terms and conditions.

Some things you, a Maryland or Virginia home buyer, will want from the lender you select to finance your home purchase are:

* Written confirmation of your qualifying loan amount.
* Description of a variety of loan types available.
* Loan types that are designed for your price range.
* A lender that is willing to provide comprehensive information to your Homefinders.com buyer's agent.

If you are a Jumbo home buyer in Maryland and Virginia, you'll want to work with a lender that provides specialized loans for luxury home buyers. These features would include:

* Larger loan limits and higher Loan-to-Values more suitable for high income home buyers.
* Minimum credit score requirements for luxury home prices.
* Alternative loan instruments for unique buyers that may be self employed.
* Offer low documentation requirement loans and stated income loans in luxury prices.
* Loans with limits up to $3,000,000 for luxury homes in Maryland and Virginia.

Contact Homefinders.com for referrals to local Maryland and Virginia lenders that specialize in loans that suit your special needs.

Contact Homefinders.com for FREE pre-qualification to prepare for your home search adventure.

Homefinders.com agents work with loan officers with national direct lenders who are experienced in the local real estate in Anne Arundel, Baltimore, Calvert, Carroll, Charles, Frederick, Howard, Montgomery, Prince George's, St. Mary's Counties in Maryland; and Arlington, Alexandria, Fairfax,
King George, Loudoun, Prince William, Spotsylvania, Stafford Counties in Virginia.