Homefinders.com has is devoted to helping first time home buyers realize the American dream of home ownership and wealth creation. Home owners make up approximately 70% of Americans. There must be a reason why.

Passive Wealth Creation
Few home buyers realize when they decide to venture into home ownership that their decision will give them many benefits beyond being a home owner. A few benefits are:

* Mortgage interest tax deduction. You are permitted to deduct the interest you pay on your mortgage loan from your gross income before computing the federal income taxes owed.

* You get to decorate your home to suit your taste with no need for permission of a landlord.

* You can own pets that you and your family wish to have as long as you are in compliance with county codes.

* Your home is very likely to grow in value over the years. In the Maryland and Northern Virginia real estate market place, homes have grown in value from 7% to as much as 40% a year in the past five years. Maryland and Virginia real estate markets are somewhat shielded from the ups and downs of real estate throughout the country. The presence of the federal government, national and international corporate offices and the high tech companies in this are keep home values high.

The important aspect of appreciation that so many first time buyers do not recognize is that the rate of appreciation, or growth in value of the home is based on the value of the home, not the money that you invest in the real estate. No other investment instrument permits folks to leverage a small amount of money for such a significant gain.

In the stock market, if you buy $50,000 worth of stock, you would have to invest $50,000 to buy that stock. If the real estate market, if you buy a $400,000 home, your gain is on the value of the property, the full $400,000, not just the $50,000 that you might put down.

If the rate of real estate growth is 7% for the year, considering the following:
$50,000 in the stock market at a 7% return would give an investor a $3,500 gain.
$50,000 in the real estate market on a $400,000 property would give the investor a $28,000 gain.

Through this investment strategy, home owners have enjoyed wealth creation and realized the American Dream.

Homefinders.com will help you, a first time home buyer, FROM SEARCH TO SETTLEMENT. We'll be there with you for every showing, every inspection and through settlement. You're in good hands with a Homefinders.com Buyer's Agent.

Services we provide for first time home buyers:

Home Search - until you find the best home in your price range.
Financing - helping you get the best loan type for your income and credit scores.
Contract - negotiating all possible benefits for your home selection.
Inspections - managing the home, termite inspections to make sure the home is in good condition.
Settlement - arranging the settlement to complete the survey, title examination and settlement meeting.

Work with an experienced agent in Maryland and Virginia,
a Homefinders.com agent.