Mortgage Facts for Home Buyers in Maryland and Virginia.

Information to help you prepare to make mortgage application for purchasing a home in Maryland and Virginia.

Maryland and Virginia home buyers are very fortunate because some of the most buyer friendly lenders are located here.  Homefinders.com buyer's agents are glad to recommend good lenders to you.  We have no financial interest in your selection of lenders.  However, we want you to get to settlement and it is not unusual for buyers to come to us "pre-approved" by lenders who are not familiar with our market, do not have Appraiser networks, do not understand our tax structure and generally do not offer competitive mortgage products.  These lenders, often found on the Internet or from TV advertisements, offer attractive interest rate quotes.  However, when the lender fees (junk fees) are factored in, they are more expensive than local lenders who not only know our market but are direct lenders and not mortgage brokers. 

Lenders lend our Maryland and Virginia home buyers large sums of money. We want the loan to go smoothly and we'll prepare you for the loan application, the documents needed for loan approval and the loan process procedures so that you'll be comfortable with the lender and the loan process.

If you have high credit scores, you should be able to get very favorable interest rates from local lenders.  If your credit scores are average, we work with lenders who can still offer good interest rates for a number of loan products popular in the Maryland and Virginia real estate market.  If you have had credit problems in the past, interruption of employment, bankruptcy, or other credit problems, Homefinders.com can do a fast pre-qualification for you
to let you know exactly what you'll be able to to buy a home and when.

Contact us.  We can help.

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The Easiest Loan is the Conventional Loan
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FHA Loans Protect Consumers
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What Are You Qualified To Buy In Maryland and Virginia Real Estate
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Home Inspections Can Save You Money
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ARM Products May Save You Thousands Over 3-5 Years
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Sleep Well - You Have A Home Warranty
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Lead May Be Present in Homes Build Prior to 1978
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From Brunswick, Maryland Homes to Employment in Washington, D.C.
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103 Miles of Commuter Rail
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Avoid the Gridlock of Northern Virginia Traffic
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Fix Leaks Before Mold Can Grow
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Contact Homefinders.com For Free Pre-Qualifying
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Different Mortgage Types for Different Home Buyers in Maryland and Virginia
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Lenders Offer Many Types of Loans in Maryland and Virginia
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How Prices Have Changed in Maryland and Virginia Real Estate
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Radon Level Reduction is Easy
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Bring Your Money and Get Your Keys
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Pump Ground Water Out
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Termites Love Maryland and Virginia Homes
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Get Your VA Certificate of Eligibility
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Real Estate In Maryland and Virginia
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