How to select a mortgage lender. Local lenders offer unique skills for Maryland and Virginia home buyers.

Homefinders.com buyer's agents will gladly refer two or three lenders to you, depending on your special borrowing needs.

We work closely with lenders who are "direct lenders" which means the lender is lending their own money. This is a real advantage for borrowers in the JUMBO LOAN price range because many mortgage brokers do not have investors with good or competitive mortgage instruments for Maryland and Virginia home buyers. Homefinders.com works with lenders who can "portfolio" loans up to $3,000,000.

If you have special needs, we can refer you to a very experienced mortage broker who works with investors offering very competitive interest rates for
Maryland and Virginia home buyers with credit scores in the 570 to 630 range, a range where some buyers cannot get a reasonable interest rate.

Most Maryland and Virginia loans fall somewhere in between the low credit scores and very high credit scores. Most home buyers' credit scores area in
the range of 650-750. The lenders we work with offer very good rates for these home buyers AND HAVE VERY LOW LENDER FEES.

Homefinders.com agents are happy to work with any lender. We'll look at the Good Faith Estimate and let you know if the loan they are giving you is as good as they are telling you it is.

BEWARE of the lenders who offer low entry interest rates and HIGH junk fees